Vendor, Privacy & AI Governance Notice.
Morgan Signing House LLC uses third-party providers to operate this website, process payments, schedule consultations, and deliver educational and advisory services. This notice explains those vendors, our privacy posture, and our AI governance responsibilities.
1.Third-Party Vendor Notice
These providers maintain their own privacy, security, data protection, and platform terms. Their compliance documentation does not replace Morgan Signing House LLC's own privacy, security, AI governance, or legal compliance obligations.
Lovable publishes privacy and data-processing materials, including a Privacy Policy and Data Processing Agreement. PayPal publishes privacy and data-protection materials for payment processing and merchant privacy responsibilities.
- ◆Lovable or related website hosting/platform services
- ◆PayPal for payment processing
- ◆Google Calendar or similar scheduling tools
- ◆Email service providers
- ◆LinkedIn, Substack, ChatGPT, or other linked third-party platforms
- ◆Security, analytics, or infrastructure providers, if used
2.GDPR and Data Protection Notice
If the General Data Protection Regulation, UK GDPR, or similar data protection laws apply, Morgan Signing House LLC will seek to process personal data under an appropriate lawful basis, such as consent, contract performance, legitimate business interests, legal obligation, or security, fraud prevention, and recordkeeping needs.
Users may have rights to request access, correction, deletion, restriction, objection, portability, or withdrawal of consent, depending on applicable law. To submit a privacy request, email hmorgan@morgansigninghouse.com.
- ◆Name
- ◆Email address
- ◆Organization or business name
- ◆Payment confirmation details
- ◆Scheduling information
- ◆Contact message content
- ◆Course access or certificate-related information
- ◆Technical information such as IP address, browser type, device type, and website activity logs
3.Lovable Platform Disclosure
This website may be built, hosted, or operated using Lovable or related platform services. Lovable's published documentation indicates that it maintains privacy and data-processing terms, including a Data Processing Agreement addressing data protection laws.
However, use of Lovable does not automatically make Morgan Signing House LLC compliant with GDPR, UK GDPR, U.S. state privacy laws, the EU Artificial Intelligence Act, or any other legal requirement.
- ◆Privacy Policy
- ◆Cookie Notice
- ◆User disclosures
- ◆Vendor inventory
- ◆Data retention practices
- ◆Security practices
- ◆AI Use Disclosure
- ◆Legal disclaimers
- ◆User rights response process
- ◆Evidence and recordkeeping obligations
4.PayPal Payment Disclosure
Payments may be processed through PayPal or another third-party payment processor. Morgan Signing House LLC does not intentionally collect or store full credit card numbers through this website. Payment information is processed by PayPal under PayPal's own privacy, data protection, payment, fraud prevention, and security terms.
PayPal publishes a Data Protection Addendum for payment processing and merchant privacy resources. By choosing PayPal, users understand that PayPal may collect, use, retain, and process payment-related information according to PayPal's own policies.
5.No-Card-Storage Statement
This information may be used for order fulfillment, access management, refund review, accounting, tax, fraud prevention, and recordkeeping.
- ◆Name
- ◆Email address
- ◆Transaction ID
- ◆Payment status
- ◆Purchase amount
- ◆Date of purchase
- ◆Product or service purchased
6.Refund Policy (Summary)
Because we may provide digital training, access-based materials, templates, frameworks, certificates, or advisory services, refunds are limited. Unless otherwise stated in writing or required by law, all sales are final once digital access is granted, materials are delivered, a consultation is completed, or services have begun.
To request a refund, email hmorgan@morgansigninghouse.com with your name, purchase email, transaction ID, date of purchase, and reason for the request. Approved refunds may be subject to PayPal's processing rules, timelines, and policies.
7.Cookie Notice (Summary)
This website and its third-party providers may use cookies, pixels, logs, or similar technologies to operate the website, support payment processing, enable scheduling, improve performance, protect against abuse, understand usage, and support third-party integrations.
Third-party services such as Lovable, PayPal, Google Calendar, LinkedIn, Substack, ChatGPT, or other linked platforms may use their own cookies. Users can manage cookies through browser settings. Disabling cookies may affect functionality, payment, scheduling, or access.
8.Vendor Inventory
| Vendor | Purpose | Data Involved | Role | User Disclosure |
|---|---|---|---|---|
| Lovable | Website platform, hosting, site operation | Website usage data, contact-flow data, technical logs where applicable | Platform provider / service provider | Privacy Policy, Cookie Notice, Vendor Notice |
| PayPal | Payment processing | Payment details, transaction records, payer name/email, fraud/security data | Payment processor / independent provider | Payment Disclosure, Refund Policy, Privacy Policy |
| Google Calendar | Scheduling | Name, email, appointment details | Scheduling provider | Privacy Policy, Booking Disclosure |
| Email provider | Communication | Email address, message content | Communication provider | Privacy Policy, Email Policy |
| External profile / social link | User activity on LinkedIn after click-through | Third-party platform | Third-Party Link Notice | |
| Substack | Newsletter or publication link | Subscription and activity data after click-through | Third-party platform | Email Policy, Third-Party Link Notice |
| ChatGPT / OpenAI tools | AI-assisted tools or GPT links, if used | User-provided prompts or interaction data depending on use | Third-party AI service | AI Use Disclosure |
Morgan Signing House LLC does not control third-party websites once a user leaves our site. Users should review each provider's own privacy policy and terms.
9.EU AI Act Responsibility Statement
Use of third-party platforms, including website builders, hosting services, payment processors, scheduling tools, or AI-assisted tools, does not by itself establish compliance with the EU Artificial Intelligence Act.
- ◆Intended purpose
- ◆User population
- ◆Risk classification
- ◆Whether the system is merely educational or used for decisions
- ◆Whether outputs affect legal, regulatory, employment, financial, procurement, public-sector, or other high-impact outcomes
- ◆Whether Morgan Signing House LLC acts as a provider, deployer, distributor, importer, product manufacturer, or service provider under applicable law
10.AI Use Disclosure
Some content, materials, tools, or assessments may be created, supported, reviewed, organized, or delivered using AI-assisted systems.
AI-assisted outputs may be incomplete, inaccurate, outdated, biased, or unsuitable for a user's specific legal, regulatory, audit, procurement, cybersecurity, employment, financial, healthcare, or operational context. AI-assisted outputs should not be treated as final decisions. A qualified human should review all outputs before use.
11.AI Risk Classification
| Risk Level | Example Use | MSH Position |
|---|---|---|
| Low | General educational content, public articles, basic training | Informational only; no reliance without review |
| Medium | Internal compliance planning, draft policy support, governance checklists | Human review required; not legal or audit advice |
| High | Procurement, regulatory response, audit evidence, employment, public-sector or financial decisions | Requires formal review, evidence validation, qualified professional input, and written engagement terms |
| Prohibited / Not Supported | Autonomous legal, employment, financial, healthcare, or government eligibility decisions | Not authorized through this website |
For website and training purposes, Morgan Signing House LLC's AI-related content is intended for educational and informational use unless otherwise agreed in a signed written agreement.
12.Human Review and Accountability
AI-assisted content should support human judgment, not replace it.
- ◆Reviewing outputs
- ◆Validating facts
- ◆Confirming legal and regulatory obligations
- ◆Consulting qualified professionals
- ◆Maintaining evidence
- ◆Obtaining approvals
- ◆Making final decisions
- ◆Monitoring implementation
- ◆Correcting errors
13.Professional Disclaimer
No attorney-client, auditor-client, fiduciary, or licensed professional relationship is created by using this website, purchasing course access, booking a consultation, or contacting Morgan Signing House LLC.
- ◆Legal advice
- ◆Regulatory legal opinion
- ◆Audit opinion
- ◆Cybersecurity certification
- ◆Procurement determination
- ◆Financial advice
- ◆Tax advice
- ◆Employment advice
- ◆Healthcare advice
- ◆Government approval
- ◆ISO certification
- ◆EU AI Act compliance certification
- ◆NIST compliance certification
14.No Third-Party Endorsement
References to Lovable, PayPal, Google, LinkedIn, Substack, ChatGPT, OpenAI, the EU AI Act, NIST, ISO/IEC 42001, SOC 2, public agencies, universities, research repositories, or other organizations are for identification, interoperability, educational, or descriptive purposes only.
Unless expressly stated in writing, no affiliation, sponsorship, certification, approval, or endorsement is implied.
Short version. Morgan Signing House LLC uses third-party providers, including website platform, payment, scheduling, email, and AI-assisted services. Third-party provider compliance documentation does not replace our own privacy, security, AI governance, or legal obligations. Payments are processed by PayPal; we do not intentionally store full payment card numbers. Website content and AI-assisted outputs are educational only and are not legal, regulatory, audit, procurement, cybersecurity, financial, or professional advice. Human review is required before relying on any output in high-impact contexts. No third-party endorsement, certification, or affiliation is implied unless expressly stated.